/* QuiteOften coded redesign: restrained typography, distinct blue visual system. */
:root{--ink:#09213d;--ink2:#173c64;--muted:#566b80;--paper:#f7faff;--cream:#edf4fc;--line:#d5e1ef;--accent:#59d9f1;--accent-dark:#1263c2;--white:#fff;--radius:14px}
html{scroll-padding-top:92px}
body{font-family:Arial,Helvetica,sans-serif;line-height:1.58;background:var(--paper)}
body,body *,button,input,textarea,select{font-family:Arial,Helvetica,sans-serif!important}
h1,h2,h3,.nav,.button,.footer h2,.chat-launcher{letter-spacing:-.035em}
h1,h2,h3{line-height:1.12}
h1{font-size:clamp(2.6rem,5vw,5rem)}
h2{font-size:clamp(2rem,4vw,3.8rem)}
h1 em,h2 em{color:#286dbf}
p{overflow-wrap:break-word}
.wrap{width:min(100% - 48px,1200px)}
.site-header{background:#fff;border-bottom:1px solid #dbe5ef}
.header-row{min-height:82px}
.brand img{width:255px;max-height:62px}
.nav{font-size:.94rem;gap:clamp(15px,2vw,28px)}
.nav a[aria-current=page],.nav a:hover,.nav-drop>button:hover,.footer a:hover{color:#096fbd}
.nav-contact,.button.primary{background:#0a3763;color:#fff!important;border-radius:8px}
.nav-contact:hover,.button.primary:hover{background:#095398;transform:translateY(-2px)}
.button{border-radius:8px;font-weight:700;min-height:54px}
.home .hero{position:relative;width:min(100% - 48px,1320px);min-height:620px;margin:32px auto 0;padding:clamp(45px,5vw,80px);grid-template-columns:1fr .8fr;gap:40px;border-radius:22px;background:radial-gradient(circle at 85% 15%,#154877 0,#092542 42%,#06182d 100%);color:#fff;overflow:hidden}
.hero h1{max-width:780px;font-size:clamp(2.8rem,4.8vw,5rem);letter-spacing:-.055em}
.home .hero h1 em{color:#7fe4f1}
.home .hero .lead{color:#c6d9ea;max-width:610px;font-size:clamp(1.08rem,1.7vw,1.25rem)}
.home .hero .eyebrow{color:#7fe4f1}
.home .hero .eyebrow-line{background:#7fe4f1}
.home .hero .button.primary{background:#67d9ed;color:#06213c!important}
.home .hero .button.primary:hover{background:#a4eff8}
.home .hero .text-button{color:#fff;border-color:#6b94b2}
.hero-art{min-height:430px;border-radius:14px;background:linear-gradient(135deg,#102e52,#071b33 70%);border:1px solid #3a708e;box-shadow:none}
.hero-art::before{content:'';position:absolute;inset:10%;background:radial-gradient(circle at 50% 50%,#7fe4f140 0,#7fe4f10a 20%,transparent 48%);filter:blur(8px)}
.art-grid{background-size:34px 34px;background-image:linear-gradient(#7fe4f10f 1px,transparent 1px),linear-gradient(90deg,#7fe4f10f 1px,transparent 1px)}
.orbit{border-color:#68e0ef7a}
.art-center{color:#fff}
.mini-diamond{color:#7fe4f1}
.art-index{color:#9fbdcd}
.marquee-bar{background:#69d8eb;color:#09213d}
.eyebrow,.number,.feature>span{color:#1765b4}
.service-card,.feature,.form-card{border:1px solid var(--line);border-radius:14px;box-shadow:0 12px 36px #163f6810}
.service-card:hover,.feature:hover{border-color:#6ec9eb;box-shadow:0 20px 50px #163f681f}
.service-glyph,.cred-icon{color:#0d75bd}
.split-section{background:#eaf3fb}
.credentials .credential-row>div{background:#fff;border:1px solid var(--line)}
.cta-panel{background:linear-gradient(120deg,#0a3158,#09213d 72%);border-radius:18px}
.cta-panel .button.light{background:#67d9ed;color:#09213d}
.inner-hero{padding-top:90px;padding-bottom:85px}
.inner-hero .lead{max-width:710px;color:#4f677e}
.footer{background:#061a30;color:#ecf6fc}
.footer-brand p{color:#b4cbdc}
.footer a{color:#d0e2ef}
.footer h2{letter-spacing:.07em}
.footer-bottom{display:flex;flex-wrap:wrap;gap:14px 24px}
.chat-launcher{background:#67d9ed;color:#09213d}
.chat-panel{border:1px solid #afccdf;box-shadow:0 22px 80px #061a3060}
.chat-head{background:#092d52}
.consent{display:flex;align-items:flex-start;gap:12px;margin:20px 0;font-size:.92rem;color:#40576b}
.consent input{width:18px;height:18px;flex:none;margin-top:3px}
.consent a,.policy-copy a{color:#095aa4;text-decoration:underline;text-underline-offset:3px}
.form-status{min-height:28px}
.policy-hero{padding-top:90px;padding-bottom:65px;border-bottom:1px solid var(--line)}
.policy-hero h1{margin:22px 0}
.policy-hero .lead{max-width:760px;color:#4e667b}
.policy-date{font-size:.9rem;color:#60788d}
.policy-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:7%;padding-top:58px;padding-bottom:120px}
.policy-nav{align-self:start;position:sticky;top:115px;display:flex;flex-direction:column;gap:12px;border-left:3px solid #67d9ed;padding:8px 0 8px 20px}
.policy-nav a{color:#245273;font-size:.92rem}
.policy-copy{max-width:790px}
.policy-copy section{padding:0 0 30px;margin:0 0 38px;border-bottom:1px solid var(--line)}
.policy-copy h2{font-size:clamp(1.55rem,2.8vw,2.4rem);letter-spacing:-.04em;margin-bottom:20px}
.policy-copy p{font-size:1.04rem;color:#344b61;line-height:1.75}
.role-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.role-card{padding:30px;min-height:260px;background:#fff;border:1px solid var(--line);border-radius:14px}
.role-card>span{font-size:.76rem;letter-spacing:.13em;font-weight:800;color:#1765b4}
.role-card h3{margin:22px 0 14px;font-size:1.45rem}
.role-card p{color:#52687d;line-height:1.65}
.page-crosslink{margin:34px 0 0}.page-crosslink a{color:#095aa4;text-decoration:underline}
.rate-table-wrap{max-width:850px;overflow-x:auto;margin:34px 0 20px;border:1px solid #c8d9e8;border-radius:14px;background:#fff}
.rate-table{width:100%;border-collapse:collapse;text-align:left}
.rate-table caption{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.rate-table th,.rate-table td{padding:17px 22px;border-bottom:1px solid #dce7f0}
.rate-table thead th{background:#092d52;color:#fff;font-size:.85rem;letter-spacing:.05em;text-transform:uppercase}
.rate-table tbody tr:last-child th,.rate-table tbody tr:last-child td{border-bottom:0}
.rate-table tbody th{font-weight:700}.rate-table tbody td{white-space:nowrap;font-weight:800;color:#0a568d}
.rate-note{max-width:760px;color:#52687d;font-size:.94rem;margin-bottom:28px}
.process-list{max-width:1000px;margin:auto}
.process-list article{display:grid;grid-template-columns:90px minmax(0,1fr);gap:30px;padding:38px 0;border-bottom:1px solid var(--line)}
.process-list article:first-child{border-top:1px solid var(--line)}
.process-list article>span{font-size:2rem;font-weight:800;color:#1765b4}
.process-list h2{font-size:clamp(1.6rem,3vw,2.7rem);margin-bottom:12px}
.process-list p{max-width:680px;color:#52687d;font-size:1.08rem}
:focus-visible{outline:3px solid #0789c1;outline-offset:3px}
@media(max-width:980px){.home .hero{grid-template-columns:1fr;min-height:0}.hero-art{min-height:290px}.policy-layout{grid-template-columns:1fr;gap:35px}.policy-nav{position:static}.role-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:740px){.wrap{width:min(100% - 32px,1200px)}.site-header .brand img{width:220px}.home .hero{width:min(100% - 20px,1320px);margin-top:10px;padding:38px 24px;border-radius:14px;gap:30px}.hero h1{font-size:clamp(2.45rem,9vw,3.6rem)}.home .hero .lead{font-size:1.05rem}.hero-art{min-height:260px}.inner-hero{padding-top:70px;padding-bottom:64px}.policy-hero{padding-top:65px}.policy-layout{padding-top:42px;padding-bottom:70px}.footer-main{gap:35px}.footer-bottom{gap:10px 20px}.chat-launcher{right:16px;bottom:16px}.role-grid{grid-template-columns:1fr}.role-card{min-height:0}.process-list article{grid-template-columns:1fr;gap:10px;padding:30px 0}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}
